How it works

Your postcode in. An evidence pack for broker review out.

Structured evidence, with sources and dates — and what is still outstanding.

01

Enter your postcode

PlanSureAI identifies the local planning authority, pulls the live planning history for the site and surrounding area, and flags any constraints relevant to the scheme type. No account is required for the postcode check.

Free postcode check — no login required

Try it now
02

Upload your site evidence

Upload planning consent, title register, drainage reports, structural surveys, or any supporting documents. PlanSureAI classifies each document automatically, identifies the document type, and extracts the fields that matter to lenders and brokers.

03

PlanSureAI extracts the intelligence

This is where the product does the work that takes brokers hours to do manually.

  • S106 and CIL obligations set out as labelled rows — basis, trigger and cap, with unlike amounts never added together. Text-based deeds are read automatically; executed deeds are usually scans and are keyed by hand
  • Whether the authority charges CIL. PlanSureAI does not calculate the amount — the developer must confirm any liability with the relevant council
  • FHBS and Building Safety Levy compliance checked against programme dates — flags if the scheme crosses a regulatory threshold
  • 199,531 Planning Inspectorate appeal decisions (Oct 2015 – Jul 2026) covering 378 authorities — outcomes and dates across the corpus, with inspector reasoning and policy citations on the subset read in full. Local precedent, not national averages
  • Land Registry comparables pulled for the postcode district — transacted evidence for GDV, not asking prices
04

Viability assembled, constraints surfaced

GDV is modelled against cost stack. S106 obligations sit inside the appraisal; CIL is shown as charging status, with the amount left to the council. Rate sensitivity is stress-tested across scenarios. Regulatory constraints are flagged with their deal-state impact — a non-clear constraint blocks progression until it is resolved.

Nothing moves forward if the numbers do not pass. The system is conservative by design.

05

Evidence pack for broker review

Every section of the pack is assembled from extracted, verifiable evidence. Each figure is traceable to a source document. The pack is shareable via a unique link, documents are available as signed downloads, and pack readiness is scored before it goes anywhere near a lender.

Kingsfield — a real credit pack from the platform

See an example pack

What PlanSureAI extracts — and where it comes from

Every figure in a PlanSureAI credit pack is traceable to a source. No assumptions are hidden. No figures are manually entered and forgotten.

S106 obligations

Deed rows — read from text deeds, hand-keyed from scans

Affordable housing contributions, highway works, trigger points, clawback provisions

CIL charging status

National CIL register and the council's charging schedule

Whether the council charges CIL. The amount is not calculated — confirm it with the council

Planning precedents

Planning Inspectorate appeal decisions for England

Matched to the LPA and scheme type — what has been approved, refused, and on what grounds

Comparable transactions

Land Registry PPD

Transacted prices in the postcode district, not asking prices, for GDV validation

FHBS compliance status

Programme dates vs regulatory thresholds

Future Homes and Buildings Standard deadlines checked against commencement and submission dates

Building Safety Levy

Scheme type and commencement date

Applicability flagged for residential schemes commencing from October 2026

See it in a real credit pack

The Kingsfield example pack shows what PlanSureAI assembles — S106 obligations, CIL charging status, Planning Inspectorate appeal precedents, viability model, and a complete evidence index in a single shareable document.